## Introduction This privacy policy is a part of the License agreement. This privacy policy has been compiled to better serve those concerned about how their “personally identifiable information” (PII) is used on the Internet. In our privacy policy, we adhere to the principles of privacy and information security laws, as well as general international principles that allow us to keep the personal information of our users safe. PII is considered information that can be used on its own or in conjunction with other information to identify, contact or locate an individual, or to identify a person in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your PII with this application. ## Legislation The application does not publish content prohibited by law and operates in accordance with the laws of the EU, USA and your regional laws, including: Child Endangerment Inappropriate Content Financial Services Real-Money Gambling, Games, and Contests Illegal Activities User Generated Content Unapproved Substances Personalization and personal data We only ask for personal data to the extent necessary for the application to function. We collect information from you when you register or enter your personal information when using our application. The information includes a phone number, email address, or other information that will help you use this application. In accordance with your local laws and marketplace requirements, we do not store or publish any of your personal information unless you are of legal age or your parent or guardian has given us consent to do so. We may use the information we receive from you when you register, make a purchase, subscribe to news feeds, reply to messages, view or use the app to • personalize the user experience and allow us to provide the type of content and products that interest you • improve our services and serve you better • process your transactions quickly • send you newsletters. When you enter or upload any user-specific data or files using our platform, we do not share it with any other users and store it safely on secured servers provided by specialised third-party organisations. All the data you provide is sent to the platform using secure internet protocols that encrypt it before sending begins. ## Content and intellectual property Any data and information published by users in the application does not entail the transfer of intellectual property rights. At the same time, users of the application are obliged to ensure that the content they publish does not violate the copyrights of third parties. ## Device security App complies with the following policies of relevant application stores: User Data Permissions Device and Network Abuse Deceptive Behavior Misrepresentation We regularly check for malware. Your personal information is stored in secure networks and is available only to a limited number of people who have special access rights to such systems and are required to maintain the confidentiality of information. In addition, all confidential / credit information you provide is encrypted using Secure Socket Layer (SSL) technology. ## Monetization and advertising If taking payments for our services, we will connect you with a third-party payment system that handles payments. We do not store your payment information, apart from the date and the amount of payment, when it is necessary for providing you with the services you paid for on our platform. Your personal data collected by those thirdparty payment system can be stored on their systems accordingly with their own policies. ## Family policy The app is not designed for children. If at any point we will open functionality that can lead to children’s accessing the app and its features, we will not require children to enter personal data, unless the collection of data is allowed by parents and complies with the law. Any information transmitted by children will not be displayed in the public domain and is not associated with data that allows the identification of the child. According to our terms, when a parent registers their child on our platform or verifies their account (as well as provides the ability to use the application through Google Play family access or similar service), we consider this as their consent to save, store and process personal data of their children. ## Information disclosure We do not sell, trade, or otherwise transfer your personal information to third parties unless we notify you in advance. However, non-personally identifiable information about visitors (such as aggregated information) may be provided to other parties for marketing, advertising or other purposes. ## Account termination When you terminate your account, we delete all the information and data you provided when using the platform under that account.

## Introduction Please read this agreement carefully. By downloading, installing, using or accessing a web version of this software, you agree to accept all of the terms and conditions of this agreement and you agree that this agreement is enforceable as if it had been signed by you. If you do not agree to all of the terms of this agreement, terminate your account (if created), stop using the product and uninstall the software (if installed). ## 1. Legislation The application does not publish content prohibited by law and operates in accordance with the laws of the EU, USA, UK or regional laws. ## 2. License Subject to the terms and conditions of this License Agreement ("Agreement") and subject to the payment of the applicable license fees (“Subscription Fee”), Taler Platform*, a US-registered corporation (“Company”), grants to you a limited, nonexclusive and non-transferable license, for your internal purposes only, for the accompanying software and content provided by Provider within the current application (“Software”) during the set subscription period (“Subscription Period”). This Agreement will also govern any upgrades to the Software that replace and/or supplement the original Software, unless such upgrades are accompanied by a separate license, in which case the terms of that license will govern ## 3. Subscription Some of the features of the application may not be available without ordering a relevant subscription. Company reserves a right to change the full list of features which are included or excluded from the subscription-based access. Therefore, you must consider that Company only guarantees full access to any of the features provided you have a valid subscription. The cost of subscription is determined by Company and shown to you prior to you accepting the terms on a subscription page. The costs may vary for different regions and may be changed by Company with limitations stated in this agreement. The Subscription Period for the Software will begin on the day you order the Software by starting your subscription, or the first day after a trial period, and end one week, month, or a number of months, depending on your choice, thereafter. You agree to pay the Subscription Fee for the Subscription Period. Your subscription to the software will automatically renew for a new Subscription Period upon your payment of the new subscription fee. Please note that any subscription fees paid are nonrefundable. However, if you cancel your subscription with us (in your account settings in the Software or by contacting us by email listed below) or with the third-party payment provider (on their website), we will not charge you any forthcoming fees and will refund any payments made automatically after the time of you requesting a cancellation. Company reserves the right to change the Subscription Fee for any renewal Subscription Period, however you will be notified and asked to accept new terms in case the costs go up, or otherwise your subscription will be cancelled automatically. Each new Subscription Period will be subject to the same terms and conditions set forth in this Agreement, which may be updated by Company from time to time. Updates to the terms of this Agreement can be found in the Software’s store listing or the website where the original policy is published. You agree that the Company may disable the Software at the end of the Subscription Period if you have not paid the Subscription Fee to renew your subscription to the Software. ## 4. Maintenance Maintenance and support are included with your Subscription Fee. The company will make reasonable efforts to notify you when updates to the software are available. Updates are also available upon request (when applicable). It is your responsibility to download the updates. ## 5. Restrictions The Software and any copies that you are authorized by the Company to make are the intellectual property of and are owned by the Company. The Software is protected by copyright, including, without limitation, by US copyright laws, international treaty provisions and applicable laws in the country in which it is being used. You may not extract or modify the content available in the Software by any means. You agree not to modify, adapt or translate the Software. The license granted to the Software is personal to you and may not be shared, sublicensed or used on behalf of third parties. Trade names and or trademarks (“Trademarks") shall be used in accordance with accepted trademark practice, including identification of the trademark owners' names. Trademarks can only be used to identify printed output produced by the Software and such use of any trademark does not give you any rights of ownership in that Trademark. ## 6. Limited warranty The Company to you that the Software will perform substantially in accordance with the Documentation for the whole period of Subscription when used on the recommended hardware configuration. The Company is not responsible for any down time of the Software that is caused by third-party faults (including web server or domain name providers). The Company makes its best to check the validity of all the content used on the platform, but takes no responsibility for any harm caused by information that is provided by third-parties. When we publish such information, we show a note about the source of the data for your awareness. ## 7. Disclaimer Except as provided above, the software is provided “as is” without any warranty whatsoever. To the extent permissible by local law, the Company disclaims all other warranties, express, implied, or statutory, regarding the software and services, including any warranties of merchantability, fitness for a particular purpose, title, and noninfringement. No representation or other affirmation of fact, including, without limitation, statements regarding capacity, suitability for use, or performance of the software or services shall be deemed a warranty for any purpose or give rise to any liability of the Company whatsoever. You hereby acknowledge that you have relied on no warranties other than the expressed warranties in this agreement. ## 8. Limitation of liability In no event will the Company be liable for any damages, claims or costs whatsoever or any indirect, consequential, special, exemplary or incidental damages (including but not limited to lost profits, loss of goodwill or labour costs, or lost savings) even if a Company’s representative has been advised of the possibility of such loss, damages, claims or costs or for any claim by any third party. The Company aggregate liability in connection with this agreement shall be limited to the amount paid for the software, if any. ## 9. Termination This Agreement is effective until terminated. You may terminate this Agreement at any time by uninstalling all copies of the Software and cancelling all Subscriptions. This Agreement will terminate immediately without notice from the Company if you fail to comply with any provision of this Agreement. Upon termination, you must cease use of the Software. In the event of termination for a reasonable cause by the Company, you will not be entitled to the return of any portion of the Subscription Fee. ## 10. Governing law This Agreement and the obligations of the parties hereunder will be interpreted, construed and enforced in accordance with the laws, without regard to its choice of law rules. Any legal action to enforce or interpret any provision of this Agreement shall be brought in the state or the courts located in the company’s location. By execution and delivery of this Agreement, the parties accept and consent to, the jurisdiction of and venues in the federal and state courts located in the aforementioned region, and hereby waive any and all objections to such jurisdiction and venue. ## 11. Severability If any part of this Agreement is found void and unenforceable, it will not affect the validity of the balance of the Agreement, which shall remain valid and enforceable according to its terms. ## 12. Integration This Agreement supersedes any prior oral or written promise or representation, oral or written agreement, or understanding among the Parties with respect to the subject matter of this Agreement, but shall not amend, modify, supersede or in any way affect any other agreement or understanding among the Parties or their Affiliates that do not relate to the subject matter of this Agreement. No modification of this Agreement will be binding, unless in writing and signed by an authorized representative of each party ## 13. Privacy Our Privacy Policy is a part of this Agreement. ## 14. Contacting us You can contact us using details published on the website. We aim to respond within 24 business hours, however in some cases our response may take up to 30 business days.